Buy now, pay later, or BNPL, is a type of installment loan. It divides your purchase into multiple equal payments, with the first due at checkout. The remaining payments are billed to your debit.. How much does Buy Now, Pay Later cost? Zip charges a small convenience fee ranging from $1 to $4 (based on the cost of your item) that is added to each installment. Item Cost. Convenience Fee. Under $200. $1 per installment ($4 over 6 weeks) $200-$400. $2 per installment ($8 over 6 weeks) $401-$600.
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To help, we did a side-by-side review of the pay-in-four options offered by six popular buy now, pay later companies—Affirm, Afterpay, Klarna, PayPal, Sezzle, and Zip. Use it to help you decide.. Buy now, pay later is a type of payment service that allows consumers to purchase items and then pay for them in increments over time. This type of service usually offers more affordable payments.
